Sources of financing of SMEs

National data

The chart will appear within this DIV.

Click on legend items to hide/unhide dataseries

The chart will appear within this DIV.

Click on legend items to hide/unhide dataseries

The chart will appear within this DIV.

Click on legend items to hide/unhide dataseries

The chart will appear within this DIV.

Click on legend items to hide/unhide dataseries

Recently used sources of financing for SMEs

% of SMEs obtaining new financing of this type in the past 6 months

 201420152016201720182019
Belgium
  Credit line, bank overdraft or credit cards overdraft37.036.039.039.0----
  Leasing or hire-purchase21.014.020.017.0----
  Bank loans21.025.026.025.0----
  Trade credit5.014.013.012.0----
Netherlands
  Credit line, bank overdraft or credit cards overdraft41.041.043.040.0----
  Leasing or hire-purchase31.021.019.022.0----
  Bank loans5.012.013.015.0----
  Trade credit4.022.017.021.0----
France
  Credit line, bank overdraft or credit cards overdraft38.033.034.029.0----
  Leasing or hire-purchase29.023.024.026.0----
  Bank loans22.025.025.025.0----
  Trade credit5.08.08.09.0----
Germany
  Credit line, bank overdraft or credit cards overdraft32.038.037.038.0----
  Leasing or hire-purchase44.036.034.033.0----
  Bank loans13.020.018.016.0----
  Trade credit3.010.09.09.0----
Austria
  Credit line, bank overdraft or credit cards overdraft38.041.047.042.0----
  Leasing or hire-purchase35.025.032.030.0----
  Bank loans15.023.015.017.0----
  Trade credit5.013.015.011.0----
United Kingdom
  Credit line, bank overdraft or credit cards overdraft45.039.038.038.0----
  Leasing or hire-purchase38.031.029.027.0----
  Bank loans8.015.011.011.0----
  Trade credit21.044.039.041.0----
Europe 28
  Credit line, bank overdraft or credit cards overdraft37.037.037.035.0----
  Leasing or hire-purchase29.023.023.024.0----
  Bank loans13.019.018.017.0----
  Trade credit9.020.019.019.0----

Relevant sources of financing for SMEs

% of SMEs considering this source of financing as relevant

 201420152016201720182019
Belgium
  Credit line, bank overdraft or credit cards overdraft52.051.053.053.0----
  Leasing or hire-purchase35.032.038.040.0----
  Bank loans65.061.058.060.0----
  Trade credit31.035.030.030.0----
Netherlands
  Credit line, bank overdraft or credit cards overdraft53.059.060.056.0----
  Leasing or hire-purchase40.043.041.046.0----
  Bank loans50.044.045.045.0----
  Trade credit35.033.030.034.0----
France
  Credit line, bank overdraft or credit cards overdraft57.053.054.050.0----
  Leasing or hire-purchase54.048.052.049.0----
  Bank loans71.065.066.062.0----
  Trade credit26.026.026.026.0----
Germany
  Credit line, bank overdraft or credit cards overdraft47.055.052.054.0----
  Leasing or hire-purchase57.059.059.058.0----
  Bank loans60.049.048.048.0----
  Trade credit14.015.014.014.0----
Austria
  Credit line, bank overdraft or credit cards overdraft53.058.063.061.0----
  Leasing or hire-purchase50.049.054.057.0----
  Bank loans60.050.049.048.0----
  Trade credit20.021.021.018.0----
United Kingdom
  Credit line, bank overdraft or credit cards overdraft63.056.056.053.0----
  Leasing or hire-purchase54.050.050.047.0----
  Bank loans47.040.041.035.0----
  Trade credit55.058.057.057.0----
Europe 28
  Credit line, bank overdraft or credit cards overdraft53.055.055.053.0----
  Leasing or hire-purchase47.047.047.048.0----
  Bank loans57.050.050.048.0----
  Trade credit33.036.035.034.0----

Regional data

No regional data available

Description

  •  10/10/2018

% of SMEs that used the different types of financing over the past six months and % of SMEs considering the different types of financing as relevant. The data come from the Survey on Access to Finance of Enterprises (SAFE) conducted by the European Central Bank and the European Commission across the EU Member States and several additional countries.

Other languages

  • Sources de financement des PME
  • Financieringsbronnen van kmo's

Source: European Commission and the European Central Bank (SAFE)